Empowering
Organisations To

Lead Change

Fuel Growth

Ignite Potential

We are the catalyst of innovation, blending strategic vision with transformative frameworks to craft pathways beyond boundaries.
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ABOUT KARMINE

At Karmine, purpose intersects with creativity. We enable our Clientele to reach their desired outcomes by defining strategy & deploying robust operating frameworks.

Our business model seamlessly blends two inter-connected arms - Transformation Services & Managed Services.

We strive to deliver efficiencies & competencies by providing requisite flexibility & scalability to operating models.

'Karmine Innovation Lab' serves as an underlying enabler for all data analytics, AI & technology considerations to address complex challenges and bring problem-solving ideas to life.

We are a team that is driven by shared by values and a relentless determination to create a superior customer and employee experience.

Above all, we are driven by:

Focus
Endurance
Courage
Connection
SERVICES

We Service our clients across key business verticals through the lens of the CXO group.

Office Of The

CEO

Addressing revenue maximization and customer engagement & retention.

Office Of The

CFO

Optimizing risk & accelerating efficiencies within financial crime risk management.

Office Of The

CRO

Reducing cost & enhancing control framework within core operations.

Office Of The

CHRO

Driving change, organisation re-design & human productivity through data.

AROUND THE GLOBE

Global Reach,
Local Insights

THOUGHTS
  • Economic Crime and Corporate Transparency Act 2023
    Opinion
    Economic Crime and Corporate Transparency Act 2023

    Last October, the UK government passed the Economic Crime and Corporate Transparency Act, aimed at enhancing measures against economic crime and improving corporate transparency. The recent introduction of “Failure to Prevent Fraud” is being seen as a significant feature of the Act.

  • ALICO OFAC Case Article
    Opinion
    ALICO OFAC Case Article

    Insurance giant American Life Insurance Company (ALICO), a Delaware subsidiary of MetLife, recently found itself at the center of an unusual crisis following a penalty from the U.S. Office of Foreign Assets Control (OFAC). The company was fined $178,421 for violating U.S. sanctions.

  • Gaping Gaps: Perspective on the Ruthless TD Bank Consent Order
    Opinion
    Gaping Gaps: Perspective on the Ruthless TD Bank Consent Order

    Reality is indeed more curious than fiction. Every time I read a major consent order, I end up thinking this is it; it can’t get any worse. And then just like that, without much fanfare, there comes another consent order that magically wipes away all the optimism I closed the previous consent order with.

  • INTERCONNECTED RISKS WITHOUT A COMMON LANGUAGE
    Thought Leadership
    INTERCONNECTED RISKS WITHOUT A COMMON LANGUAGE

    Background Mid-sized companies across the globe are grappling with an increasingly complex risk landscape. From cyber threats and supply chain disruptions to regulatory changes and market volatility, operational risks today are more interlinked across business functions than ever before. Yet, many of these organizations lack a harmonized risk language and accountability, a shared, enterprise-wide way […]

  • The Inner Game of Tennis
    Uncategorized
    The Inner Game of Tennis

    Curated fortnightly reads from Karmine book worms to set discerning minds into motion. Book Title: Inner Game of Tennis Author: W. Timothy Gallwey Duration: 2-4 hours Writing Style: Conversational & Reflective What is the main hook of this book? “The opponent within one’s own head is more formidable than the one across the net.” W. […]